Disclaimer statement: Your complete financial situation will need to be assessed before acceptance of any proposal or product. This website is owned and operated by M & P Finance Group Australia Pty Ltd ABN 20 638 849 340(Trading as Adira Finance Group), an Authorised Credit Representative (CRN:546273) of outsource financial Pty Ltd (ACL: 384324).
1. General Information Only – Not Financial or Personal Advice
The information provided on this website is for general informational purposes only and does not constitute financial product advice, legal advice, tax advice, or personal financial advice. It is intended to provide a broad overview of mortgage products, the home loan application process, and general market conditions.
We have not taken into account your individual objectives, financial situation, or needs when preparing this information. You should consider whether the information is appropriate for your particular circumstances and seek independent professional advice from a financial adviser, legal professional, or tax adviser before making any financial decisions or acting on any information presented on this website.
2. No Guarantee of Loan Approval or Outcomes
Any information regarding loan products, interest rates, repayments, or eligibility criteria, including details presented in calculators or examples on this site, is illustrative only and subject to change without notice. These figures do not constitute a formal offer of finance or a guarantee of an outcome.
Loan approval is subject to the lender’s individual lending criteria, credit assessment, and satisfaction of all their terms and conditions. Lender policies, fees, charges, and government regulations may change at any time. We recommend that you carefully check all legal and commercial documentation provided by the lenders before formally agreeing to any loan product.
3. Our Role as a Mortgage Broker
Our role is to assist you in understanding various home loan products, identify options that may be suitable for your needs, and guide you through the loan application process. This includes:
- Discussing your financial situation and objectives.
- Assisting you in completing loan application forms.
- Liaising with lenders on your behalf.
- Monitoring the progress of your application until approval.
We receive commissions from lenders for loans we facilitate. Details of our remuneration, including any fees you may be charged, will be provided in our Credit Guide and any subsequent Quote and Proposal documents, which will be given to you at the appropriate time in accordance with the National Consumer Credit Protection Act.
4. Accuracy of Information & External Links
While we make every effort to ensure the accuracy and currency of the information on this website, the mortgage market is dynamic and constantly evolving. Therefore, we do not guarantee that all information contained herein is currently correct, complete, or free from errors or omissions.
This website may contain links to third-party websites or resources that are not owned or controlled by M & P Finance Group Australia Pty Ltd. These links are provided for your convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Your use of third-party websites is at your own risk.
5. Limitation of Liability
To the maximum extent permitted by Australian law, M & P Finance Group Australia Pty Ltd(including its directors, employees, and representatives) shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of, or inability to access or use, this website.
- Any conduct or content of any third party on the website.
- Any content obtained from the website.
- Unauthorised access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
6. Copyright and Intellectual Property
All content on this website, including text, graphics, logos, images, software, and the compilation thereof, is the property of M & P Finance Group Australia Pty Ltd or its content suppliers and is protected by Australian and international copyright and intellectual property laws. Reproduction, distribution, transmission, or display of the content of this site is strictly prohibited without the express written permission of M & P Finance Group Australia Pty Ltd.
7. Governing Law
This disclaimer and your use of this website are governed by the laws of New South Wales and the Commonwealth of Australia. You agree to submit to the non-exclusive jurisdiction of the courts of New South Wales in relation to any dispute arising from this website or disclaimer.
8. Changes to this Disclaimer
We reserve the right to modify or replace this Disclaimer at any time. The updated version will be posted on this page with an updated “Effective Date.” By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms.
9. Contact Us
If you have any questions about this Disclaimer, please contact us at: enquiry@adirafinance.com.au , (02) 8609 9911